
The Insurance Services Office (ISO) is a research group funded by a group of insurance companies. What does an ISO rating mean for car insurance? How does an ISO rating raise or lower car insurance premiums? Today, we’re explaining everything you need to know about how ISO ratings impact car insurance.

Virtually every car insurance company in the United States uses the ISO vehicle rating to calculate auto insurance premiums. This organization assigns ISO ratings, and these ISO ratings impact insurance premiums.
